Cross-border doesn't have to mean foreign entities, USD bank accounts in other countries, and weeks of paperwork. PayKato gives African merchants a merchant-facing dashboard backed by licensed payment and banking partners.
For most African merchants, cross-border means: "my customer is in another country and pays in another currency; I need to get paid in my country, in my currency, into my registered business bank account." Every step of that — acceptance, FX, settlement, payout — depends on licensed partners.
Cross-border transactions stack several fees: the processor fee on the card, the FX margin applied by the partner converting currencies, the PayKato platform fee, and the bank payout fee in your local market.
PayKato gives you a merchant dashboard above the partner stack: create payment links and invoices, see the full fee breakdown per transaction, track settlement and payout status, manage your compliance documents, and request local payouts. The processing itself stays with the licensed partner.
Start accepting cross-border payments
Create a PayKato account, complete merchant verification, and start collecting from international customers.
PayKato is built to integrate with licensed payment processors and banking partners. Specific processors and availability are confirmed during onboarding based on country, merchant category, and partner approval. PayKato is not a bank and does not hold customer funds.