PPayKato
Support SLA

Support response & escalation

PayKato is in a controlled Nigeria pilot. These response targets apply to all merchants with an active account. Business hours are 09:00–18:00 WAT, Monday to Friday, excluding Nigerian public holidays. Times start when your ticket is received, not when you draft it.

Response targets by severity

  • S1 — Critical

    Live payments blocked, dashboard inaccessible to all users, security incident, suspected fraud against a merchant account.

    First response: Within 2 business hours

    Resolution: Workaround or status update every 4 business hours until resolved

  • S2 — High

    Payouts delayed past published timing, settlement ledger discrepancy, KYC review stuck after partner approval.

    First response: Within 1 business day

    Resolution: Status update every 2 business days; resolution target 5 business days

  • S3 — Normal

    Payment link or invoice configuration questions, dashboard usability issues, documentation requests, billing clarification.

    First response: Within 2 business days

    Resolution: Resolution target 10 business days

  • S4 — Low

    Feature requests, roadmap questions, general product feedback, partnership inquiries.

    First response: Within 5 business days

    Resolution: No fixed resolution; tracked on the product roadmap when applicable

How to raise a ticket

  1. 1. Email support@paykato.com or use the contact form.
  2. 2. Include your registered business name, the merchant email on file, the affected transaction or payout ID, and a clear description of the expected vs. actual behaviour.
  3. 3. Mark severity in the subject line if you believe it is S1 or S2 — for example, [S1] Live payments failing.
  4. 4. Reply to the same email thread for updates; new threads reset the SLA clock.

Escalation path

  • Tier 1

    Support

    First-line contact for all product, account, KYC, payment-link, invoice, settlement, and payout questions.

    support@paykato.com

  • Tier 2

    Compliance

    KYC/KYB document disputes, suspected AML issues, sanctions screening questions, data-protection requests, regulator correspondence.

    compliance@paykato.com

  • Tier 3

    Operator escalation — Omega Allied Services LTD

    Unresolved S1/S2 cases past SLA, formal complaints, contractual disputes, partner-level escalations.

    escalations@paykato.com

Escalate to the next tier only after the prior tier has missed its response target or you reasonably believe the prior tier cannot resolve the issue (for example, regulator correspondence). Include the original ticket ID in every escalation.

External complaints

If your complaint is not resolved through the tiers above, you can escalate externally per our Complaint Handling Policy, including to the Nigeria Data Protection Commission (NDPC) for data-protection matters and the CBN-licensed partner's regulator for payment-related disputes.

Response targets are operational commitments during the Nigeria pilot and do not constitute legal guarantees. SLAs may be tightened or relaxed by category and signed merchant agreement.