PayKato helps African freelancers, agencies, digital sellers, and merchants create payment links, send invoices, track settlements, and receive local payouts through supported licensed partners.
PayKato is operated by Omega Allied Services LTD, a company incorporated to build payment and commerce software for African businesses. We handle product development, merchant onboarding, compliance review, and partner integrations.
PayKato is not a bank, does not hold customer funds, and does not independently provide card acquiring, FX, money transmission, or deposit services.
We provide software that lets merchants create payment links, send invoices, track settlements, and request payouts. The actual movement of money — payment processing, currency conversion, and settlement — is performed by licensed third-party payment and banking partners we integrate with.
Availability, fees, supported currencies, and payout timing vary by country, merchant category, compliance review, and partner approval.
Every merchant application is reviewed before the account can accept live payments. We screen for prohibited business categories, verify identity and business documents, monitor transactions for unusual activity, and work with licensed partners to manage chargeback and fraud risk.
African markets are diverse in regulation, currency, and payment preference. We integrate with licensed processors and banks so merchants can accept the payment methods their customers prefer and settle in their local currency, without PayKato needing to become a bank or money transmitter in every market.
PayKato is designed for African freelancers, agencies, consultancies, SaaS businesses, creators, and e-commerce merchants who want a simple way to accept international payments and receive local payouts.
Some business categories are restricted or prohibited based on partner rules and local regulations.
For questions about PayKato, merchant onboarding, or partnerships, please reach out through our contact page.