PPayKato
Payouts

Local payouts for African merchants

Receive proceeds in your local currency — NGN today, with planned support for KES, GHS, and ZAR as banking partners come online — to a verified bank account in your business name.

How payout timing works

Typical payouts land in your local bank account within 1–3 business days in supported countries, subject to compliance review, partner availability, banking cut-offs, and merchant approval status. Specific timing for your account is confirmed during onboarding.

What you see per payout

Each payout shows the source transactions, gross amounts, PayKato platform fee, processor fee passed through from the partner, FX details where applicable, and the final amount sent to your bank.

When payouts may be held

Payouts may be held or delayed for compliance review, high-risk activity, partner-side checks, or unresolved disputes. See the Reserve & Hold Policy and the Payout Policy for details.

Frequently asked

Which currencies do you pay out in?
Nigerian Naira (NGN) today, with planned support for KES, GHS, and ZAR depending on banking partner availability and approval.
How much does PayKato cost?
PayKato's platform fee starts from 1.5% per successful transaction, with no monthly or setup fees. Processor, FX, payout, bank, and country-specific fees may apply on top, charged by the relevant partner. See the Pricing page for a sample breakdown.
Which processors and banks does PayKato use?
PayKato is built to integrate with licensed payment processors and banking partners. Specific processors and availability are confirmed during merchant onboarding based on country, merchant category, and partner approval.

Related

Set up local payouts

Add a verified bank account in your registered business name and start receiving local payouts.

PayKato is built to integrate with licensed payment processors and banking partners. Specific processors and availability are confirmed during onboarding based on country, merchant category, and partner approval. PayKato is not a bank and does not hold customer funds.