PayKato is in a controlled Nigeria pilot. This roadmap is honest about what's already live, what's actively in progress, and what we'll only build once partners and volume justify it. Status can change as partner integrations and regulatory approvals advance.
Now
Everything a Nigerian pilot merchant needs to apply, get verified, accept payments, and request payouts.
Merchant application form
KYC / KYB document upload
Payment link creation
Invoice creation
Admin approval dashboard
Merchant dashboard
Settlement ledger
Payout request button
Email notifications
Support ticket / contact form
Prohibited business screening
Manual screening today; rules-based screening in progress.
Partner status tracking
Terms acceptance record
Next
Operational depth merchants will need as volume grows and once partner integrations are live.
Webhook events
Payment link analytics
Invoice reminders
PDF invoice download
Refund workflow
Chargeback dashboard
Multi-user merchant accounts
Team roles & permissions
API keys
Developer documentation
Partner routing logic
Automated KYC provider integration
Pending partner selection (e.g. Smile ID, Dojah, Didit).
Risk scoring
Transaction monitoring
Pilot merchants and partners can request prioritization. Concrete volume, country, or partner commitments help us re-rank the queue.
Roadmap items are informational and not a contractual commitment. Features depend on licensed partner availability, regulatory approval, and merchant category. Final scope and timing are confirmed in your signed merchant agreement.