PPayKato
Use case · Digital sellers

PayKato for digital sellers

Reusable payment links for every product you sell. Branded checkout. Multi-currency. Local settlement to your African bank account.

How it works for creators

Drop a payment link into your landing page, newsletter, Instagram bio, YouTube description, or Discord. Customer clicks, pays on a partner-hosted secure checkout, and you receive settlement locally.

  • One link per product — reuse across every channel
  • Single-use links for early-bird or limited drops
  • Customer email captured at checkout for fulfilment
  • Refund-friendly through partner workflows

What you can sell

Ebooks. Online courses. Lightroom presets. Notion and Figma templates. Stock media. Plugin and software licences. Coaching packages. Anything you'd otherwise sell through a payment link.

Frequently asked

Can customers buy without creating an account?
Yes. Customers open the payment link and pay on a partner-hosted checkout. No PayKato account required from the buyer.
How do I deliver the product after payment?
PayKato handles payment and settlement; fulfilment is up to you — typically an email or course access link from your platform. The customer email is captured at checkout.
How much does PayKato cost?
PayKato's platform fee starts from 1.5% per successful transaction, with no monthly or setup fees. Processor, FX, payout, bank, and country-specific fees may apply on top, charged by the relevant partner. See the Pricing page for a sample breakdown.
Which processors and banks does PayKato use?
PayKato is built to integrate with licensed payment processors and banking partners. Specific processors and availability are confirmed during merchant onboarding based on country, merchant category, and partner approval.

Related

Start selling your digital product

Create a PayKato account, verify your business, and share your first product link.

PayKato is built to integrate with licensed payment processors and banking partners. Specific processors and availability are confirmed during onboarding based on country, merchant category, and partner approval. PayKato is not a bank and does not hold customer funds.