Invoice international clients in USD, accept their card payment on a partner-hosted checkout, and have the settlement reach your verified Nigerian bank account in NGN.
If you sell to clients in the US, UK, EU, or further afield, you need a way to collect in USD without opening a US entity. PayKato lets Nigerian businesses generate USD payment links and invoices and settle the proceeds locally through licensed payment and banking partners.
Your customer is charged in USD on a partner-hosted checkout. The processor settles to a partner account; FX from USD to NGN is applied by the partner at their published margin; the resulting NGN amount, net of PayKato platform fee and any payout fee, lands in your local bank account.
Timing and FX rates depend on partner and country rules. You see the breakdown for each transaction in your PayKato dashboard.
PayKato requires standard Nigerian merchant verification before live processing is enabled.
Get paid in USD, settle in NGN
Sign up, verify your Nigerian business, and start invoicing international clients in USD.
PayKato is built to integrate with licensed payment processors and banking partners. Specific processors and availability are confirmed during onboarding based on country, merchant category, and partner approval. PayKato is not a bank and does not hold customer funds.