Most Nigerian small businesses sell directly in WhatsApp chats. PayKato payment links let your customers pay by card on a secure, partner-hosted checkout — no transfer screenshots, no chasing.
Asking every customer to transfer to a bank account and send a screenshot doesn't scale: you spend more time confirming payments than packaging orders, and there is no real record beyond your chat history. PayKato payment links solve that — customers pay on a real checkout, and every transaction appears in your dashboard.
Confirm the order in chat. Create a PayKato payment link with the order amount and a short title. Paste the link into the same chat. When the customer pays, the transaction appears in your dashboard and you can ship.
WhatsApp sellers go through the same Nigerian merchant verification as any other PayKato merchant. The bank account that receives payouts must be in your registered business name.
Send your next order as a PayKato link
Sign up, verify your business, and paste your first payment link straight into a WhatsApp chat.
PayKato is built to integrate with licensed payment processors and banking partners. Specific processors and availability are confirmed during onboarding based on country, merchant category, and partner approval. PayKato is not a bank and does not hold customer funds.