Nigeria

Pilot

PayKato is in an early pilot in Nigeria. New merchant applications are reviewed individually before live processing is enabled.

Supported merchant types

Registered Nigerian businesses (RC / BN)
Freelancers and independent professionals invoicing international clients
Digital product sellers, SaaS, agencies, and consultants
E-commerce merchants selling permitted goods

Supported payment methods

International debit and credit cards (subject to partner support)
Local Nigerian cards (subject to partner support)
Bank transfer (where supported by the partner)

Payout currency

NGN

Settlement to a verified Nigerian Naira bank account in the merchant's registered name.

KYC / KYB requirements

Government-issued ID for the business owner / director
Proof of address
Business registration document (CAC certificate or equivalent)
Tax identification number (TIN) where applicable
Bank account details in the registered business name

Expected payout timing

Typically 1–3 business days after settlement, subject to partner, bank, compliance review, and banking cut-offs.

Unavailable or prohibited

Adult content, gambling, lotteries, and betting
Cryptocurrency exchanges, mixers, and ICO sales
Unlicensed financial services, money transmission, and FX
Weapons, ammunition, and regulated controlled goods
Counterfeit goods, IP-infringing products, and unlicensed pharmaceuticals
Multi-level marketing and pyramid schemes

Availability is partner-dependent

Acceptance, supported payment methods, payout rails, fees, and timing for Nigeria are confirmed during merchant onboarding and depend on country regulation, merchant category, and approval by licensed payment and banking partners. PayKato may decline, pause, or modify availability at any time. This page is informational and does not constitute an offer of payment services. See the Prohibited Businesses list and the AML/KYC Summary for more.

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